This is part of the You Can Change Your Life Series.

5 Practical Ways To Start Doing What You Love (DESPITE Your Money Fears)

You know what it is you would love to do but the fear around money holds you back.

The mortgage, the kids, the pension, the insurance: – it all weighs heavily on your shoulders and you believe that there is no way that you could ever follow your passion.


Absolutely not.


Not so very long ago, I worked in the highly stressful world of Investment Banking in London (you can read more about the story in my article Why I Quit My $100,000+ Job For My Dream Life). Now I am a full time blogger, freelance writer and life coach.

At the time, I was terrified of not being financially secure and it paralysed any dreams I had of working in a job I loved. It even made me believe that I didn’t even know what my passion was.

So I know all too well how it feels to have the financial weight of the world on your shoulders and be crippled by it.

That’s why I have written these practical tips that can get you to start seeing a new perspective:- that having your dream career is NOT out of your reach, and that money does not have to stand in your way.

It is however important to be sensible and I see no reason why that cannot go hand in hand with pursuing your passion.

1. Do It On The Side

Whatever it is that you would love to do, start doing it in your free time. Writing, cooking, coaching, teaching – no matter what it is, you can begin doing what you love right now. Write for magazines/blogs for free, put up an advert in your local newspaper to offer coaching gratis, offer a teaching class within your community.

Let go, experiment and have fun.

Benefit 1.  You keep the money rolling in from your existing job and don’t put any unnecessary pressure on yourself to make money from your passion asap. That way you can really enjoy it!

Benefit 2. The more you pro-actively follow your passion, the more you build up your knowledge, experience and your people network in the industry. Slowly but surely, you will find that you are in fact building a business, that you could charge for your work and/or a contact may offer you an amazing job.

2. Go Part Time

As you start developing a business doing what you love, you may find that you have in fact created another income stream for yourself. It may not be much at the beginning, but that $10 per week will grow to $250 before you know it.

You can then choose whether to go part time with your existing job and use the additional income you have built up to make up the shortfall.

Benefit 1. Getting to a stage where you can devote an extra day (or 2 or 3…) will only make your business flourish. The rate of increase in your income will step up another gear and you will eventually find yourself in a place where you can work on your passion full time.

3. Save A Pot Of Money

Another strategy is to actually save enough money to cover your expenses whilst you pursue your passion for a set period of time. For example, you may take a 6 month sabbatical and dedicate all of your full time to your new business.

Benefit 1. Being able to throw yourself 100% into your new business means that progress is made far quicker and you don’t have to split yourself between it and a job you don’t enjoy.

Warning. Don’t underestimate how long it can take to build a satisfactory income stream from a new trade and how much pressure this approach can put on you. Remember that it is all about enjoying the process of following your passion, not about creating more stress in your life.

4. Reduce Overheads

Sit down and analyze all of your overheads with a fine tooth comb. Really question how much you need all of the things that put so much financial pressure on you. Could you live in a smaller home, could you cope without such a smart car, could you skip dinners/drinks out for a while? Perhaps you could find a more competitive deal on your insurance if you research?

So often we keep ourselves trapped by our own financial commitments and don’t take a step back to really think about it. How much more joy would you gain by doing what you actually love?

Benefit 1. Taking the burden of a huge chunk of financial overheads off your shoulders affords you the space, time and peace of mind to go after what you really want. Less money unnecessarily down the drain, less stress and more joyful passion.

Benefit 2. Opening your eyes and freeing yourself from all the material ‘stuff’ that keeps you trapped is liberating. Seriously liberating.

5. Volunteer/Do Internships

If you can find time, get some practical experience working within your loved industry.

Benefit 1. You discover how much you actually enjoy the reality of working in your desired field, without having to make any immediate life-changing decisions.

Benefit 2. Not only do you gain invaluable experience and knowledge, but you also rub shoulders with people who already do the work you would love to get paid to do. Never underestimate the power of relationships in business and how many exciting, fruitful things can lead from knowing the right person.

At The End Of The Day

You are the only one standing in the way of you pursuing your passion. Anything is possible.

You don’t even have to have it all figured out. It always works out just as it was meant to.

You just have to face your fears, take action and make it happen.

With love



4 thoughts on “5 Practical Ways To Start Doing What You Love (DESPITE Your Money Fears)

  1. Steve

    Money fears are huge for so many people. It’s kinda sad actually because we shouldn’t let something like this stand in our way. I think the advice you give is a great as a way for people to ease from one point in their life to another. The transition part is so tough because your income can be so uncertain. If you’re starting something new, you have no idea if that next paycheck will be enough. I’ve always tried to cut costs down as much as possible for this reason. I feel it gives me the freedom to move my life in any direction that I want. Well, at least it makes it simpler to do.

    1. Jess Post author

      Too right Steve. I truly believe that having a career we would absolutely love is well within our reach, we just have to be willing to make practical, sensible steps towards them. Cutting my overheads and living a simpler life has, not only made so much possible for me in my career, but has also made my life so much richer.

      Big love to you!

  2. Alan

    I needed this blog, it’s perfect. I had already considered all of these options but reading them set out in a sensible way has helped me focus better. I’m currently signed off of work with depression cause I hate my job so much. I’ve always wanted to work for myself but have never known what to do until I discovered photography. Unfortunately everyone’s a photographer these days and I quickly discovered there’s not much demand for photographers as there’s so many out there willing to work cheap or for free. I’ve been depressed for a long time, ever since I finished photography college and realised my dreams and plans were unrealistic. But lately things have been so bad I have considered just going for it despite the need for money. I really really liked what you said about you even convinced yourself that you didn’t know what your passion was, I’ve very nearly convinced myself photography isn’t for me even though it completely is. If I don’t bite the bullet and give it a go then one day it will be too late and I’ll completely regret it.

    It’s really sad that we have to live our lives around money, really sad.

    Thanks for the post, keep up the good work. X


    1. Jess Post author

      You are so welcome Alan! When you do what you love then the amount of money you have matters far less to you. One of the best things I did when I started my dream career was to downsize BIG TIME. I got so good at this that I currently have 0 overheads (aside from my car and food). Then build your business up slowly – the happier you feel in your life, the more you receive abundance. Plus, I have friends who are photographers and it is an extremely lucrative profession. If you believe in yourself, you will be very successful!

      Good luck!


Leave a Reply

Your email address will not be published. Required fields are marked *